Life Insurance

Life Insurance In North Dakota

One of the hardest discussions you will have in life with family members and others who rely on you for financial support in North Dakota is what will happen if you die suddenly without properly preparing a strategy to continue that support in death. The truth is that your family and loved ones can suffer greatly if their standard of living diminishes, and they can no longer afford many of the necessities of life because they no longer have the household income they once had. If you have a family or someone reliant on you for their financial well-being, you need to talk to a representative at Bold Insurance Services LLC to go over your options and how best to prepare for your family’s financial needs now and in the future.

Types of Life Insurance Policies

There are different types of policies you can choose from, including:

  • Term: This type of policy has a set death benefit for a specified period. These policies are very useful in many situations where you need limited coverage for things like paying off the mortgage and providing money for your children’s college education.
  • Whole: This type of policy provides lifetime coverage provided you have paid your premiums on time. A whole life policy builds a cash value you can tap into if you go through a period of financial difficulties.
  • Investment: There are several investment-type policies available to help increase the cash value of a policy. This would include universal and variable policies.

There are other options as well depending on your personal situation. The other types of policies include simplified, guaranteed, and final expense insurance.

Call Us

Many people in North Dakota will benefit from having a mixture of policies to cover different things. Therefore, it is so important to call Bold Insurance Services LLC. Our representatives can sit down and analyze your financial needs with you to help you determine what type of policy arrangement best meets your needs. Don’t wait, call us today before something unexpected happens.

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

  • Allied
  • Foremost
  • Liberty Mutual
  • MetLife
  • Nationwide
  • Progressive
  • Safeco
  • The Hartford
  • Travelers